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Paying Off Debt While Not Standing Still

Posted by Brady Boyd

A New Lifer recently asked why we were hiring staff and opening Dream Centers when we had so much debt to pay off at the church. It is a good question that deserves a candid response.

I explained to them that our church could not stand still and ignore the needs of our church family and the city in which we live while waiting to pay off the debt. In fact, that is the very dark nature of debt. It paralyzes it’s victims, disabling them from their primary purpose. I ’m not going to let that happen at New Life. I do believe the mountain of debt will be removed from our church, but in the meantime, we can begin to fulfill at least part of the minstry call to our city and world. I am convinced God will reward us for taking faith steps now, instead of waiting on the sidelines until we are debt free.

It is a delicate balancing act for sure. We always want to be wise when expanding ministry, careful not to add to the burden of debt by over-expansion of staff or ministry properties. In our case, we have taken a low risk or debt free approach when opening the women’s medical clinic last July and with the recent pursuit of an apartment complex for homeless single moms. We are applying for some promising grants and have been blessed with some private donations so that we can not only pay cash for the projects but can operate them with excellence. Even the new downtown campus that opens Easter Sunday was acquired with a low risk, very affordable lease that made perfect sense to me and the elders.

At the same time, the challenge for all of us at New Life is to give above our tithes to the Move the Mountain campaign so that we can do more in our city in the years ahead. We are taking small steps today so that we can take giant leaps later.

As for the number of staff, we are basically at the same level we were three years ago. The recent hires were all replacements for staff that left for various reasons, which is normal attrition for a team our size.  I am very thankful God has sent us super capable reinforcements because the future growth of ministry is bigger than any of us can possibly imagine.

We will move the mountain of debt and we will pray for wisdom as we venture cautiously but courageously into the new places. This I know for sure – God wants us to do both, trusting Him to provide every step of the way.

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2 Responses to “Paying Off Debt While Not Standing Still”

  1. Yes! Yes! I love that New Life is facing every day with absolute trust in God and His provision. No fear only hope.

  2. We feel blessed to have the leaders of integrity we do – that trust in God – continue to make decisions that bless our community and the body of Christ and we stand with them. Barry and Karen Huggins

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